Wednesday, May 5, 2010
Debt Collectors
Collection agencies.....I hate them with a passion and I actually wish ill on the one in particular I dealt with today. Perhaps if they were polite to the people that actually paid them like myself I would continue to pay them but seeing as how they treated me sooooooo rudely today I think I will reduce the small amount I was already paying them. They are going to sit on my credit forever at least that is pretty much what they told me so why should I be in a hurry to pay them?! On another note had a nice glass of wine and a lovely dinner to calm my nerves and feel much better though obviously still bitter.Anybody feel like sharing their thoughts on collection agencies or an experience they have had with them?
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I've learned that they eventually get desperate. They'll offer to "settle" for a lesser amount. Of course they don't tell you that if they are settling, it's because if they don't do something soon it will be cleared off your credit per statute of limitation laws. However, if you DO pay them, then they can report to the agencies that they settled, and then it sits on your credit for another 5-7 years. Bunch of bastards!!
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